International Journal of

ADVANCED AND APPLIED SCIENCES

EISSN: 2313-3724, Print ISSN: 2313-626X

Frequency: 12

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 Volume 12, Issue 12 (December 2025), Pages: 184-191

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 Original Research Paper

Digital transformation status of savings cooperatives: Evidence from Thailand

 Author(s): 

 Abdulhadee Esamah 1, Neeranat Kaewprasert Rakangthong 1, Somnuk Aujirapongpan 2, *

 Affiliation(s):

  1School of Accountancy and Finance, Walailak University, Nakhon Si Thammarat, Thailand
  2Faculty of Management Science, Silpakorn University, Phetchaburi, Thailand

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 * Corresponding Author. 

   Corresponding author's ORCID profile:  https://orcid.org/0000-0001-6275-9053

 Digital Object Identifier (DOI)

  https://doi.org/10.21833/ijaas.2025.12.016

 Abstract

This study examined the level of digital transformation among savings cooperatives in Thailand. Data were collected from 103 cooperative managers or acting managers using a structured questionnaire, and analyzed with descriptive statistics and one-way ANOVA. The results showed that the overall digital transformation level was high, and all subdimensions—digital strategy, digital technology, digital capability, and effective utilization—were also rated as high. The analysis further indicated that digital transformation did not differ significantly by years of establishment, number of members, number of employees, or average assets over the past three years. However, a significant difference was found in the digital strategy dimension when categorized by average revenue. Cooperatives with average revenue of 501 million baht or more had significantly higher digital strategy scores than those with revenue below 100 million baht, 201–300 million baht, and 301–400 million baht.

 © 2025 The Authors. Published by IASE.

 This is an open access article under the CC BY-NC-ND license ( http://creativecommons.org/licenses/by-nc-nd/4.0/).

 Keywords

 Digital transformation, Savings cooperatives, Digital strategy, Thailand, ANOVA

 Article history

 Received 7 August 2025, Received in revised form 24 November 2025, Accepted 26 November 2025

 Acknowledgment

The authors are deeply grateful to all cooperative participants who generously dedicated their time to this research. Their valuable contributions were instrumental to the success of this study. 

 Compliance with ethical standards

 Ethical considerations

The authors declared that the participants were assured that their participation was voluntary and that they could withdraw from the study at any time. The data collected from the participants was kept confidential and anonymous, and the data was only used for research purposes. The authors further declared that the study complied with ethical guidelines set forth by the Institutional Review Board of the human research ethics committee (WUEC-25-026-01).

 Conflict of interest: The author(s) declared no potential conflicts of interest with respect to the research, authorship, and/or publication of this article.

 Citation:

 Esamah A, Rakangthong NK, and Aujirapongpan S (2025). Digital transformation status of savings cooperatives: Evidence from Thailand. International Journal of Advanced and Applied Sciences, 12(12): 184-191

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 Tables

  Table 1  Table 2  Table 3  Table 4 

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